যোগাযোগঃ
২২, পুরানা পল্টন, ঢাকা -১০০০, বাংলাদেশ।
ফোনঃ ৮৮-০২-৯৫৬১৩১৫,
৮৮-০২-৯৫৬২৭৬৭
ফ্যাক্সঃ ৮৮-০২-৯৫৬১৩২৪
ই-মেইলঃ bhbfc@bangla.net

AMORTIZATION OF BHBFC FLAT LOAN (For 10 Years)
* Without IDCP
Loan  amount : 1000000.00   Interest rate  (%, p.a.) : 12.00
Total interest (Tk.) : 721651.38   No. of repay months : 120
IDCP (Interest during
construction period) : 0.00        
Total amount to be paid :
1721651.38
  Total Installment : 14348.00
Month
No.		 Principal
Realised		 Principal
Balance		 Interest
Charged		 Interest
Realised		 Interest
Balance		 Accum.
Interest		 Outstanding
Balance
0
   1000000.00     0.00   1000000.00
1
 4348.00 995652.00 10000.00 10000.00 0.00 10000.00 995652.00
2
 4391.47 991260.53 9956.53 9956.53 0.00 19956.53 991260.53
3
 4435.38 986825.15 9912.62 9912.62 0.00 29869.15 986825.15
4
 4479.72 982345.43 9868.28 9868.28 0.00 39737.43 982345.43
5
 4524.51 977820.92 9823.49 9823.49 0.00 49560.92 977820.92
6
 4569.75 973251.18 9778.25 9778.25 0.00 59339.18 973251.18
7
 4615.43 968635.74 9732.57 9732.57 0.00 69071.74 968635.74
8
 4661.58 963974.16 9686.42 9686.42 0.00 78758.16 963974.16
9
 4708.19 959265.98 9639.81 9639.81 0.00 88397.98 959265.98
10
 4755.26 954510.72 9592.74 9592.74 0.00 97990.72 954510.72
11
 4802.80 949707.92 9545.20 9545.20 0.00 107535.92 949707.92
12
 4850.82 944857.09 9497.18 9497.18 0.00 117033.09 944857.09
13
 4899.32 939957.77 9448.68 9448.68 0.00 126481.77 939957.77
14
 4948.30 935009.47 9399.70 9399.70 0.00 135881.47 935009.47
15
 4997.78 930011.69 9350.22 9350.22 0.00 145231.69 930011.69
16
 5047.75 924963.94 9300.25 9300.25 0.00 154531.94 924963.94
17
 5098.22 919865.73 9249.78 9249.78 0.00 163781.73 919865.73
18
 5149.19 914716.54 9198.81 9198.81 0.00 172980.54 914716.54
19
 5200.67 909515.87 9147.33 9147.33 0.00 182127.87 909515.87
20
 5252.67 904263.20 9095.33 9095.33 0.00 191223.20 904263.20
21
 5305.19 898958.01 9042.81 9042.81 0.00 200266.01 898958.01
22
 5358.23 893599.78 8989.77 8989.77 0.00 209255.78 893599.78
23
 5411.80 888187.98 8936.20 8936.20 0.00 218191.98 888187.98
24
 5465.91 882722.07 8882.09 8882.09 0.00 227074.07 882722.07
25
 5520.56 877201.50 8827.44 8827.44 0.00 235901.50 877201.50
26
 5575.76 871625.75 8772.24 8772.24 0.00 244673.75 871625.75
27
 5631.51 865994.24 8716.49 8716.49 0.00 253390.24 865994.24
28
 5687.81 860306.43 8660.19 8660.19 0.00 262050.43 860306.43
29
 5744.68 854561.74 8603.32 8603.32 0.00 270653.74 854561.74
30
 5802.12 848759.62 8545.88 8545.88 0.00 279199.62 848759.62
31
 5860.13 842899.49 8487.87 8487.87 0.00 287687.49 842899.49
32
 5918.72 836980.77 8429.28 8429.28 0.00 296116.77 836980.77
33
 5977.90 831002.86 8370.10 8370.10 0.00 304486.86 831002.86
34
 6037.67 824965.19 8310.33 8310.33 0.00 312797.19 824965.19
35
 6098.04 818867.15 8249.96 8249.96 0.00 321047.15 818867.15
36
 6159.01 812708.14 8188.99 8188.99 0.00 329236.14 812708.14
37
 6220.59 806487.55 8127.41 8127.41 0.00 337363.55 806487.55
38
 6282.79 800204.76 8065.21 8065.21 0.00 345428.76 800204.76
39
 6345.61 793859.15 8002.39 8002.39 0.00 353431.15 793859.15
40
 6409.06 787450.09 7938.94 7938.94 0.00 361370.09 787450.09
41
 6473.14 780976.96 7874.86 7874.86 0.00 369244.96 780976.96
42
 6537.86 774439.10 7810.14 7810.14 0.00 377055.10 774439.10
43
 6603.23 767835.87 7744.77 7744.77 0.00 384799.87 767835.87
44
 6669.25 761166.61 7678.75 7678.75 0.00 392478.61 761166.61
45
 6735.94 754430.68 7612.06 7612.06 0.00 400090.68 754430.68
46
 6803.29 747627.39 7544.71 7544.71 0.00 407635.39 747627.39
47
 6871.31 740756.08 7476.69 7476.69 0.00 415112.08 740756.08
48
 6940.01 733816.07 7407.99 7407.99 0.00 422520.07 733816.07
49
 7009.40 726806.67 7338.60 7338.60 0.00 429858.67 726806.67
50
 7079.49 719727.18 7268.51 7268.51 0.00 437127.18 719727.18
51
 7150.28 712576.90 7197.72 7197.72 0.00 444324.90 712576.90
52
 7221.77 705355.13 7126.23 7126.23 0.00 451451.13 705355.13
53
 7293.98 698061.15 7054.02 7054.02 0.00 458505.15 698061.15
54
 7366.91 690694.24 6981.09 6981.09 0.00 465486.24 690694.24
55
 7440.57 683253.67 6907.43 6907.43 0.00 472393.67 683253.67
56
 7514.97 675738.71 6833.03 6833.03 0.00 479226.71 675738.71
57
 7590.11 668148.60 6757.89 6757.89 0.00 485984.60 668148.60
58
 7666.00 660482.61 6682.00 6682.00 0.00 492666.61 660482.61
59
 7742.65 652739.96 6605.35 6605.35 0.00 499271.96 652739.96
60
 7820.07 644919.89 6527.93 6527.93 0.00 505799.89 644919.89
61
 7898.26 637021.63 6449.74 6449.74 0.00 512249.63 637021.63
62
 7977.23 629044.40 6370.77 6370.77 0.00 518620.40 629044.40
63
 8056.99 620987.41 6291.01 6291.01 0.00 524911.41 620987.41
64
 8137.56 612849.85 6210.44 6210.44 0.00 531121.85 612849.85
65
 8218.92 604630.93 6129.08 6129.08 0.00 537250.93 604630.93
66
 8301.10 596329.83 6046.90 6046.90 0.00 543297.83 596329.83
67
 8384.10 587945.72 5963.90 5963.90 0.00 549261.72 587945.72
68
 8467.94 579477.78 5880.06 5880.06 0.00 555141.78 579477.78
69
 8552.61 570925.18 5795.39 5795.39 0.00 560937.18 570925.18
70
 8638.12 562287.05 5709.88 5709.88 0.00 566647.05 562287.05
71
 8724.50 553562.56 5623.50 5623.50 0.00 572270.56 553562.56
72
 8811.73 544750.83 5536.27 5536.27 0.00 577806.83 544750.83
73
 8899.84 535850.99 5448.16 5448.16 0.00 583254.99 535850.99
74
 8988.83 526862.16 5359.17 5359.17 0.00 588614.16 526862.16
75
 9078.71 517783.45 5269.29 5269.29 0.00 593883.45 517783.45
76
 9169.49 508613.96 5178.51 5178.51 0.00 599061.96 508613.96
77
 9261.17 499352.79 5086.83 5086.83 0.00 604148.79 499352.79
78
 9353.78 489999.01 4994.22 4994.22 0.00 609143.01 489999.01
79
 9447.30 480551.71 4900.70 4900.70 0.00 614043.71 480551.71
80
 9541.77 471009.94 4806.23 4806.23 0.00 618849.94 471009.94
81
 9637.18 461372.77 4710.82 4710.82 0.00 623560.77 461372.77
82
 9733.54 451639.23 4614.46 4614.46 0.00 628175.23 451639.23
83
 9830.87 441808.36 4517.13 4517.13 0.00 632692.36 441808.36
84
 9929.17 431879.20 4418.83 4418.83 0.00 637111.20 431879.20
85
 10028.45 421850.75 4319.55 4319.55 0.00 641430.75 421850.75
86
 10128.72 411722.03 4219.28 4219.28 0.00 645650.03 411722.03
87
 10230.00 401492.02 4118.00 4118.00 0.00 649768.02 401492.02
88
 10332.29 391159.73 4015.71 4015.71 0.00 653783.73 391159.73
89
 10435.61 380724.13 3912.39 3912.39 0.00 657696.13 380724.13
90
 10539.95 370184.17 3808.05 3808.05 0.00 661504.17 370184.17
91
 10645.34 359538.83 3702.66 3702.66 0.00 665206.83 359538.83
92
 10751.79 348787.04 3596.21 3596.21 0.00 668803.04 348787.04
93
 10859.30 337927.74 3488.70 3488.70 0.00 672291.74 337927.74
94
 10967.88 326959.86 3380.12 3380.12 0.00 675671.86 326959.86
95
 11077.55 315882.31 3270.45 3270.45 0.00 678942.31 315882.31
96
 11188.32 304694.00 3159.68 3159.68 0.00 682102.00 304694.00
97
 11300.19 293393.81 3047.81 3047.81 0.00 685149.81 293393.81
98
 11413.18 281980.62 2934.82 2934.82 0.00 688084.62 281980.62
99
 11527.31 270453.31 2820.69 2820.69 0.00 690905.31 270453.31
100
 11642.57 258810.74 2705.43 2705.43 0.00 693610.74 258810.74
101
 11758.99 247051.76 2589.01 2589.01 0.00 696199.76 247051.76
102
 11876.57 235175.19 2471.43 2471.43 0.00 698671.19 235175.19
103
 11995.32 223179.86 2352.68 2352.68 0.00 701023.86 223179.86
104
 12115.27 211064.59 2232.73 2232.73 0.00 703256.59 211064.59
105
 12236.41 198828.18 2111.59 2111.59 0.00 705368.18 198828.18
106
 12358.77 186469.41 1989.23 1989.23 0.00 707357.41 186469.41
107
 12482.35 173987.07 1865.65 1865.65 0.00 709223.07 173987.07
108
 12607.16 161379.91 1740.84 1740.84 0.00 710963.91 161379.91
109
 12733.22 148646.68 1614.78 1614.78 0.00 712578.68 148646.68
110
 12860.55 135786.14 1487.45 1487.45 0.00 714066.14 135786.14
111
 12989.14 122796.99 1358.86 1358.86 0.00 715424.99 122796.99
112
 13119.03 109677.97 1228.97 1228.97 0.00 716653.97 109677.97
113
 13250.21 96427.76 1097.79 1097.79 0.00 717751.76 96427.76
114
 13382.70 83045.06 965.30 965.30 0.00 718717.06 83045.06
115
 13516.52 69528.54 831.48 831.48 0.00 719548.54 69528.54
116
 13651.67 55876.87 696.33 696.33 0.00 720244.87 55876.87
117
 13788.18 42088.69 559.82 559.82 0.00 720804.69 42088.69
118
 13926.05 28162.64 421.95 421.95 0.00 721226.64 28162.64
119
 14065.31 14097.33 282.69 282.69 0.00 721509.33 14097.33
120
 14205.95 -108.62 142.05 142.05 0.00 721651.38 -108.62

EMI CHART OF LOAN PERIOD 10 YEARS

Loan Amount : Tk. 1000000.00
Interest Rate : 12.00 %  
Repayment Period  : 10 Years   

Year of Payment Monthly Installment # of EMI in a year Yearly Installment Interest  Principal Loan Outstanding
1
14348.00
12
172176
117033.09
55142.91
944857.09
2
14348.00
12
172176
110040.97
62135.03
882722.07
3
14348.00
12
172176
102162.07
70013.93
812708.14
4
14348.00
12
172176
93283.93
78892.07
733816.07
5
14348.00
12
172176
83279.82
88896.18
644919.89
6
14348.00
12
172176
72006.94
100169.06
544750.83
7
14348.00
12
172176
59304.37
112871.63
431879.20
8
14348.00
12
172176
44990.80
127185.20
304694.00
9
14348.00
12
172176
28861.91
143314.09
161379.91
10
14348.00
12
172176
10687.47
161453.67
-73.76
EMI means equal monthly  Installation