যোগাযোগঃ
২২, পুরানা পল্টন, ঢাকা -১০০০, বাংলাদেশ।
ফোনঃ ৮৮-০২-৯৫৬১৩১৫,
৮৮-০২-৯৫৬২৭৬৭
ফ্যাক্সঃ ৮৮-০২-৯৫৬১৩২৪
ই-মেইলঃ bhbfc@bangla.net

AMORTIZATION OF BHBFC FLAT LOAN (For 5 Years)
* Without IDCP
Loan  amount : 1000000.00   Interest rate  (%, p.a.) : 12.00
Total interest (Tk.) : 334666.86   No. of repay months : 60
IDCP (Interest during
construction period) : 0.00        
Total amount to be paid :
1334666.86
   Total Installment : 22245.00
Month
No.		 Principal
Realised		 Principal
Balance		 Interest
Charged		 Interest
Realised		 Interest
Balance		 Accum.
Interest		 Outstanding
Balance
0
   1000000.00     0.00   1000000.00
1
 12245.00 987755.00 10000.00 10000.00 0.00 10000.00 987755.00
2
 12367.44 975387.56 9877.56 9877.56 0.00 19877.56 975387.56
3
 12491.11 962896.44 9753.89 9753.89 0.00 29631.44 962896.44
4
 12616.02 950280.42 9628.98 9628.98 0.00 39260.42 950280.42
5
 12742.17 937538.25 9502.83 9502.83 0.00 48763.25 937538.25
6
 12869.59 924668.66 9375.41 9375.41 0.00 58138.66 924668.66
7
 12998.28 911670.38 9246.72 9246.72 0.00 67385.38 911670.38
8
 13128.26 898542.12 9116.74 9116.74 0.00 76502.12 898542.12
9
 13259.53 885282.59 8985.47 8985.47 0.00 85487.59 885282.59
10
 13392.12 871890.46 8852.88 8852.88 0.00 94340.46 871890.46
11
 13526.04 858364.42 8718.96 8718.96 0.00 103059.42 858364.42
12
 13661.30 844703.13 8583.70 8583.70 0.00 111643.13 844703.13
13
 13797.90 830905.23 8447.10 8447.10 0.00 120090.23 830905.23
14
 13935.88 816969.35 8309.12 8309.12 0.00 128399.35 816969.35
15
 14075.23 802894.12 8169.77 8169.77 0.00 136569.12 802894.12
16
 14215.98 788678.14 8029.02 8029.02 0.00 144598.14 788678.14
17
 14358.13 774320.01 7886.87 7886.87 0.00 152485.01 774320.01
18
 14501.71 759818.31 7743.29 7743.29 0.00 160228.31 759818.31
19
 14646.72 745171.59 7598.28 7598.28 0.00 167826.59 745171.59
20
 14793.18 730378.41 7451.82 7451.82 0.00 175278.41 730378.41
21
 14941.11 715437.31 7303.89 7303.89 0.00 182582.31 715437.31
22
 15090.51 700346.79 7154.49 7154.49 0.00 189736.79 700346.79
23
 15241.41 685105.38 7003.59 7003.59 0.00 196740.38 685105.38
24
 15393.82 669711.57 6851.18 6851.18 0.00 203591.57 669711.57
25
 15547.75 654163.81 6697.25 6697.25 0.00 210288.81 654163.81
26
 15703.22 638460.59 6541.78 6541.78 0.00 216830.59 638460.59
27
 15860.25 622600.34 6384.75 6384.75 0.00 223215.34 622600.34
28
 16018.85 606581.49 6226.15 6226.15 0.00 229441.49 606581.49
29
 16179.03 590402.46 6065.97 6065.97 0.00 235507.46 590402.46
30
 16340.82 574061.65 5904.18 5904.18 0.00 241411.65 574061.65
31
 16504.22 557557.43 5740.78 5740.78 0.00 247152.43 557557.43
32
 16669.25 540888.17 5575.75 5575.75 0.00 252728.17 540888.17
33
 16835.94 524052.23 5409.06 5409.06 0.00 258137.23 524052.23
34
 17004.30 507047.94 5240.70 5240.70 0.00 263377.94 507047.94
35
 17174.33 489873.60 5070.67 5070.67 0.00 268448.60 489873.60
36
 17346.07 472527.53 4898.93 4898.93 0.00 273347.53 472527.53
37
 17519.53 455008.01 4725.47 4725.47 0.00 278073.01 455008.01
38
 17694.72 437313.29 4550.28 4550.28 0.00 282623.29 437313.29
39
 17871.66 419441.63 4373.34 4373.34 0.00 286996.63 419441.63
40
 18050.37 401391.27 4194.63 4194.63 0.00 291191.27 401391.27
41
 18230.87 383160.40 4014.13 4014.13 0.00 295205.40 383160.40
42
 18413.17 364747.23 3831.83 3831.83 0.00 299037.23 364747.23
43
 18597.30 346149.93 3647.70 3647.70 0.00 302684.93 346149.93
44
 18783.26 327366.67 3461.74 3461.74 0.00 306146.67 327366.67
45
 18971.09 308395.58 3273.91 3273.91 0.00 309420.58 308395.58
46
 19160.80 289234.79 3084.20 3084.20 0.00 312504.79 289234.79
47
 19352.40 269882.39 2892.60 2892.60 0.00 315397.39 269882.39
48
 19545.92 250336.47 2699.08 2699.08 0.00 318096.47 250336.47
49
 19741.37 230595.10 2503.63 2503.63 0.00 320600.10 230595.10
50
 19938.78 210656.32 2306.22 2306.22 0.00 322906.32 210656.32
51
 20138.16 190518.16 2106.84 2106.84 0.00 325013.16 190518.16
52
 20339.54 170178.63 1905.46 1905.46 0.00 326918.63 170178.63
53
 20542.93 149635.70 1702.07 1702.07 0.00 328620.70 149635.70
54
 20748.35 128887.35 1496.65 1496.65 0.00 330117.35 128887.35
55
 20955.83 107931.52 1289.17 1289.17 0.00 331406.52 107931.52
56
 21165.38 86766.14 1079.62 1079.62 0.00 332486.14 86766.14
57
 21377.03 65389.11 867.97 867.97 0.00 333354.11 65389.11
58
 21590.79 43798.32 654.21 654.21 0.00 334008.32 43798.32
59
 21806.70 21991.62 438.30 438.30 0.00 334446.62 21991.62
60
 22024.76 -33.14 220.24 220.24 0.00 334666.86 -33.14

EMI CHART OF LOAN PERIOD 5 YEARS

Loan Amount : Tk. 1000000.00
Interest Rate : 12.00 %  
Repayment Period  : 5 Years   

Year of Payment Monthly Installment # of EMI in a year Yearly Installment Interest  Principal Loan Outstanding
1.
22245.00
12
266940
111643.13
155296.87
844703.13
2.
22245.00
12
266940
91948.44
174991.56
669711.57
3.
22245.00
12
266940
69755.97
197184.03
472527.53
4.
22245.00
12
266940
44748.94
222191.06
250336.47
5.
22245.00
12
266940
16570.39
250336.30
0.17
EMI means equal monthly  Installation